UNDERWRITING GUIDELINES Convergent considers financing in a broad range of industries and searches for companies exhibiting these characteristics. Positioned within a strong industry Expected to generate significant growth in cash flow and value Proprietary technology, process and/or products Motivated and insightful management team with an equity stake Adequate liquidity and experienced equity backing Multiple exit strategies Annual revenues in excess of $5 million and positive cash flow from operations As a licensed SBIC, Convergent invests in companies that meet the U.S. Small Business Administrations definition of a small business: Net worth of $18 million or less, and An average net income of $6 million or less over the past two years INVESTMENT FOCUS Convergent is focused on providing growth capital in a variety of situations. The following diagram illustrates our area of concentration.